The Ontario Trillium Benefit (OTB) is a monthly payment that combines three major provincial tax credits — the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC), and the Ontario Sales Tax Credit (OSTC) — into a single payment.
The program is funded by the Government of Ontario and administered by the Canada Revenue Agency (CRA). It helps low- to moderate-income residents manage living costs like property tax, energy bills, and sales taxes.
Your 2025 OTB is based on your 2024 income tax and benefit return and is usually divided into 12 monthly payments issued on the 10th of each month, starting in July 2025.
Key Details for 2025
Here are the most important facts about the upcoming OTB 2025 payments:
| Category | Details |
|---|---|
| Payment Type | Combined monthly payment of OEPTC, NOEC & OSTC |
| Administered By | Canada Revenue Agency (CRA) |
| Funded By | Province of Ontario |
| Payment Dates | 10th of every month (July 2025 – June 2026) |
| Weekend/Holiday Rule | Paid on the last business day before the 10th |
| Lump Sum Option | If annual entitlement is over $360 — June 10, 2026; if $360 or less — first payment month (usually July) |
| Base Year | 2024 income tax return |
| Eligibility Basis | Residence, rent/property tax, and energy costs paid in 2024 |
Who Qualifies for OTB 2025?
You may qualify for the OTB if you meet the requirements for one or more of its three parts:
1. Ontario Energy and Property Tax Credit (OEPTC)
You may qualify if you:
- Lived in Ontario on December 31, 2024, and
- Paid rent or property tax for your main residence in 2024, or
- Paid accommodation costs in a public or non-profit long-term care home, or
- Paid energy costs for your home on a reserve, or
- Lived in a university, college, or private school residence in Ontario.
2. Northern Ontario Energy Credit (NOEC)
You may qualify if you:
- Lived in Northern Ontario on December 31, 2024, and
- Paid rent or property tax for your main residence, or
- Paid accommodation costs in a long-term care home, or
- Paid energy bills for your residence on a reserve.
3. Ontario Sales Tax Credit (OSTC)
This helps low- and moderate-income individuals and families with the sales tax they pay throughout the year. If you qualify, it’s automatically included in your OTB.
Payment Options and Schedule
Most Ontarians will receive their OTB as monthly payments on or around the 10th of each month. However, if you prefer, you can choose a lump-sum payment option when you file your 2024 taxes.
1. Monthly Payments
- Issued on the 10th of each month from July 2025 to June 2026.
- If the 10th is a weekend or holiday, payment will be issued on the last business day before that date.
2. Lump-Sum Payments
- If your OTB entitlement is over $360 and you’ve chosen the annual payment option, you’ll receive it in one payment on June 10, 2026.
- If your OTB entitlement is $360 or less, you’ll get it as a single payment in July 2025.
| Payment Type | Timing | Eligibility |
|---|---|---|
| Monthly | July 2025 – June 2026 | Default option for most people |
| Lump-Sum (Over $360) | June 10, 2026 | If you chose the annual option |
| Lump-Sum (Under $360) | July 2025 | Automatic for small entitlements |
How to Apply for OTB 2025
You don’t need a separate application for the OTB. Simply:
- File your 2024 income tax return.
- Complete Form ON-BEN to apply for the OEPTC and NOEC.
- The CRA automatically calculates and combines all credits for your OTB 2025 payments.
Be sure your direct deposit information and mailing address are up to date to avoid delays.
Why This Benefit Is Important
The OTB is more than just a financial credit — it’s a monthly relief payment that helps thousands of Ontario residents manage high costs of living. By combining multiple programs, the government ensures:
- Simplified payments with fewer administrative steps.
- Regular monthly assistance to help budget for energy and housing costs.
- Fair access to benefits for both southern and northern Ontario residents.
- Predictable income support, especially during times of inflation.
The Ontario Trillium Benefit 2025 is a vital support system that combines energy, property tax, and sales tax relief into one simple monthly payment.
With payments starting July 10, 2025, eligible Ontarians can count on steady assistance to ease household costs throughout the year.
Whether you choose monthly or lump-sum payments, the OTB provides a flexible, fair, and reliable benefit that supports financial stability and helps offset rising living expenses.
FAQs
When do OTB 2025 payments start?
Payments begin July 10, 2025, and continue every month until June 2026.
Can I get the payment in one lump sum?
Yes. If you chose the annual payment option and your total entitlement exceeds $360, you’ll receive a single payment on June 10, 2026.
What if my income tax return is filed late?
If your 2024 return is assessed after June 19, 2025, your OTB payments will start after your assessment and follow the normal monthly schedule thereafter.