Amelia
As November 2025 begins, millions of Canadians are looking forward to their next round of CRA benefit payments.
These monthly and quarterly deposits help families, seniors, and workers manage living costs, childcare, and essential expenses.
The Canada Revenue Agency (CRA) issues several major benefits across the country—including the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Alberta Child and Family Benefit (ACFB)—each with its own payment schedule, eligibility criteria, and income-based calculation.
What’s Being Paid (and What’s Not) in November 2025
| Program | Date in November 2025 | Typical Amounts / Notes | Core Eligibility |
|---|---|---|---|
| Canada Child Benefit (CCB) | Nov 20, 2025 | Up to $7,997/year per child under 6 (≈ $666.41/month); up to $6,748/year per child aged 6–17 (≈ $562.33/month). Amounts reduce as family income rises. | Must file tax return, live with the child under 18, be the main caregiver and meet Canadian residency. |
| Ontario Trillium Benefit (OTB) (Ontario residents) | Nov 10, 2025 | Monthly payment (July through June) combining OEPTC, NOEC, OSTC. Amount varies by income, family size, property tax/rent and energy costs. | Must live in Ontario, file tax return, and qualify for one or more components. |
| Alberta Child & Family Benefit (ACFB) (Alberta residents) | Nov 27, 2025 | Paid quarterly. Maximum base plus working income component. For 2025/26 the amounts range (depending on number of children and income) from roughly $1,499–$3,746 for base component plus working component of about $767–$2,021. | Must live in Alberta, meet income thresholds, and have working income if claiming the working component. |
| GST/HST Credit | No payment in November | The last payment for 2025 was in early October; next payment is in January 2026. | Low- to moderate-income Canadians who filed tax returns. |
| Advanced Canada Workers Benefit (ACWB) | No payment in November | Payments for 2025 took place in January, July and October. | Must have filed tax return, satisfy working income requirements and income thresholds. |
| Canada Carbon Rebate (CCR) | No longer paid | This program’s individual payments concluded earlier in 2025. | — |
Key Details You Should Know
Canada Child Benefit (CCB) – Nov 20, 2025
This benefit pays monthly, based on your prior year’s income. The maximum annual amounts for the period July 2025–June 2026 are the figures noted above.
To receive the full amount you must keep your tax information and direct deposit up to date.
Correct filing of your 2024 tax return is important because amounts are calculated from that.
Ontario Trillium Benefit (OTB) – Nov 10, 2025
In Ontario, the OTB is a combined monthly payment from three credit programs (OEPTC, NOEC, OSTC).
The amount you get depends on your income, household composition, whether you pay rent or property tax, and whether you have large energy bills. It is based on your previous tax filing (2024).
Alberta Child & Family Benefit (ACFB) – Nov 27, 2025
For Alberta families, this benefit is paid quarterly. The total amount depends on how many children you have, your adjusted family net income and whether you work (for the working income component).
Make sure your provincial residency and the required tax return are in place.
Programs Not Paying in November
- GST/HST Credit: No payment in November; next payment is in January.
- ACWB: No payment in November; last 2025 payment was in October.
- Canada Carbon Rebate: Payments to individuals have ended.
How to Make Sure You Are Paid On Time
- File your 2024 tax return as soon as possible if you haven’t already, since benefits for late 2025 are based on it.
- Confirm your banking information and mailing address are current in your CRA account online. Delays can happen if this is out of date.
- If you expect a payment and don’t receive it: check your account, review eligibility, and contact CRA after allowing 5-10 business days past the scheduled date (depending on the program).
Eligibility at a Glance
- CCB: You must live in Canada, be the main caregiver of a child under 18, and file your tax return. Payments depend on your adjusted family net income.
- OTB (Ontario residents): You must have filed your tax return, live in Ontario, and qualify for at least one of OEPTC, NOEC, or OSTC components.
- ACFB (Alberta residents): You must live in Alberta, and your benefit is calculated based on number of children, family income and whether you have working income.
For November 2025, the major national benefit payment is the CCB on November 20.
Residents of Ontario should look for their OTB payment on November 10, and families in Alberta should expect their ACFB payment on November 27 if they qualify.
There are no payments for GST/HST Credit or ACWB this month, and the CCR program has ended for individuals.
By ensuring your tax filing is up to date and your bank details are correct, you help secure the correct payment amount at the right time.
FAQs
Is there a GST/HST Credit payment in November 2025?
No — the last 2025 payment was in early October. The next one is scheduled for January 2026.
What is the payment date for the CCB in November 2025?
It is scheduled for November 20, 2025.
I live in Ontario/Alberta — do I receive any provincial payments in November?
Yes — if you meet eligibility: Ontario residents should receive the OTB payment on November 10, and Alberta residents should receive the ACFB payment on November 27.