CRA $10,800 Benefit — Check If You’re Eligible For The 2025 Payment In Canada

In 2025, eligible Canadians can receive up to $10,800 in combined benefits from the Canada Revenue Agency (CRA) and Service Canada.

These payments aim to support low- and middle-income individuals and families.

However, qualifying for the full amount requires meeting specific eligibility criteria across various programs.

Breakdown of CRA and Service Canada Benefits

The $10,800 figure represents the cumulative total from multiple benefit programs.

Not every individual will receive this full amount; eligibility depends on personal circumstances such as income, family size, and province of residence.

1. Canada Child Benefit (CCB)

• Purpose: Monthly tax-free payments to assist with the cost of raising children under 18.
• Maximum Annual Amounts (2025):
  • Up to $7,787 per child under 6.
  • Up to $6,570 per child aged 6–17.
• Payment Schedule: Monthly, with a notable payment on October 20, 2025.

2. Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit

• Purpose: Quarterly tax-free payments to help offset GST/HST costs for low- and modest-income individuals and families.
• Payment Dates: Quarterly, with the next payment on October 3, 2025.

3. Advanced Canada Workers Benefit (ACWB)

• Purpose: Refundable tax credit for low-income workers, paid in advance installments.
• Maximum Annual Amounts:
  • Up to $1,518 for single individuals.
  • Up to $2,616 for families.
• Payment Schedule: Three advance payments per year, with the next on October 10, 2025.

4. Ontario Trillium Benefit (OTB)

• Purpose: Combines the Ontario Energy and Property Tax Credit, Northern Ontario Energy Credit, and Ontario Sales Tax Credit.
• Payment Date: Next payment on October 10, 2025.

5. Canada Disability Benefit (CDB)

• Purpose: Direct financial support for individuals aged 18–64 with disabilities.
• Maximum Monthly Payment: Up to $200, varying based on income and household situation.
• Payment Schedule: Monthly, with the next payment on October 16, 2025.

6. Canada Pension Plan (CPP) and Old Age Security (OAS)

• Purpose: Monthly pensions for retirees and individuals with disabilities.
• Payment Dates: Monthly, with the next payment on October 29, 2025.

Eligibility Criteria

To qualify for these benefits, individuals must meet specific criteria:

• Tax Filing: Must have filed a 2024 federal income tax return.
• Residency: Must be a Canadian resident for income tax purposes.
• Age: Age requirements vary by program (e.g., 18–64 for CDB, 65+ for OAS).
• Disability Status: For CDB, must be approved for the Disability Tax Credit.

Payment Schedule Overview

Benefit Program	Next Payment Date	Maximum Annual Amount
Canada Child Benefit (CCB)	October 20, 2025	Up to $7,787 per child under 6
GST/HST Credit	October 3, 2025	Varies by income and family size
Advanced Canada Workers Benefit (ACWB)	October 10, 2025	Up to $1,518 for single individuals
Ontario Trillium Benefit (OTB)	October 10, 2025	Varies by income and family size
Canada Disability Benefit (CDB)	October 16, 2025	Up to $200 per month
Canada Pension Plan (CPP)	October 29, 2025	Varies based on contributions
Old Age Security (OAS)	October 29, 2025	Varies based on income

How To Maximize Your Benefits

To ensure you receive the maximum eligible amount:

1. File Your Taxes: Ensure your 2024 tax return is filed on time.
2. Set Up Direct Deposit: Register for direct deposit to receive payments promptly.
3. Update Personal Information: Keep your personal details up to date with the CRA.
4. Apply for Additional Benefits: If eligible, apply for programs like the Disability Tax Credit.

The combined benefits from the CRA and Service Canada offer significant financial support to eligible Canadians in 2025.

By understanding the various programs and ensuring all eligibility criteria are met, individuals can maximize their benefits and receive the full support available to them.

Frequently Asked Questions